Gulf Bank to deploy SCTN (OTC) Loyalty Software with selektpoints

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Notes and media contacts

About Gulf Bank

Gulf Bank is Kuwait's second largest and fastest growing commercial bank. Established in 1960, Gulf Bank has since progressed to becoming an industry-leading financial services provider complemented by a large network of 40 branches strategically positioned in key locations in Kuwait for the banking convenience of customers.

Gulf Bank has been awarded 'Best Bank in Kuwait' by Global Finance in 2007 and 'Best Retail Bank in the Middle East' in 2005 and 2006 by Banker Middle East. Gulf Bank routinely surpasses its competition by focusing on one simple strategy: delivering superior customer satisfaction. The Bank has consistently delivered strong financial results in a highly competitive market environment reflecting its focused and effective business strategies.

Gulf Bank continues to grow and evolve its leadership position within the Kuwait banking community as a result of its innovative Transformation and Actualization Strategies that have been the driving force behind its management, operations and remarkable success since 1999. The main businesses of the Bank are Retail Banking, Corporate Banking, Treasury, International Banking and Investment Management. For more information visit our website: http://www.gulfbank.com.kw/ or contact:

Mobeenah Baloch
Marketing Department
Gulf Bank
Tel: (+965) 244 9501

Dina Sabry
Senior Account Executive
Hill & Knowlton
Tel: (+965) 232 2976

About selektpoints(TM)

selektpoints(TM), a TII Group company , is the worlds first multi national fully interoperable loyalty program that partners with landlord banks(TM) and selektmerchants to offer the participants a unique loyalty experience. selektpoints(TM) is an EMV Smart Chip Based loyalty program that brings a very unique and powerful value proposition to banks around the world who look to offer significant value added programs to their EMV initiatives (http://www.selektpoints.com/).

About Phoenix Technology Holdings Incorporated

Phoenix Technology Holdings provide hosting, development, sales, client implementation, and system support for customer retention solutions allowing clients to deploy sophisticated strategies easily and quickly. (http://www.phoenix-tec.com/)

About Smart Chip Technologies

Smart Chip Technologies' turn-key customer retention solution, including Loyalty, Pre-Paid Stored Value, Punch Cards, and Gift Cards enables issuers, acquirers, and merchants to take advantage of real-time programs using their cardholder's existing cards using bar codes, magnetic stripes, smart chips, RFID, Internet accounts, and other consumer electronic technology, such as SMS and MMS cellular phones. The SCTN system is a scalable, high performance, end-to-end solution that uses an ASP model to customize the system's look and feel to reinforce customer branding. (http://www.sctn.com)

First Call Analyst:
FCMN Contact:

CONTACT: Mobeenah Baloch, Marketing Department of Gulf Bank of Kuwait,
+1-965-244-9501,

or Dina Sabry, Senior Account
Executive of Hill & Knowlton,
+1-965-232-2976,
+1-965-944-5975, for Gulf Bank of Kuwait

Web site:
www.selektpoints.com/
www.phoenix-tec.com/
www.sctn.com/
www.gulfbank.com.kw/