Free life and household insurance for Dubai Bank card holders

In the unlikely event of the death under any circumstances of a card member, the next of kin receives an immediate payment from the bank of AED 100,000 for gold card member and AED 50,000 for silver. Members need not submit any forms or documents or undergo any checkups to avail of the life insurance facility. Household insurance provision protects all items against theft, damage of fire up to AED 25,000.

Commenting on the provision, Mr. Ricky Madan, Vice President, Dubai Bank, said: 'Life and household insurance are just two benefits in a series of unique features on the card. These complement the best ever collection of benefits currently on offer to credit cardholders in the UAE and illustrate that the bank is setting benchmarks for credit card benefits in the market.'

Further benefits featured on the card include comprehensive travel benefits, comprising a complimentary e-Gate card, AED 1 million worth of free travel insurance, free travel inconvenience insurance, and other special travel privileges, including the 'Travel Assist' service, a dedicated tele-ticketing facility, which offers 5 percent cash back on all travel bookings.

Emergency services such as personal liability insurance up to AED 500,000, emergency hospitalisation and emergency assistance are also offered making travel with Dubai Bank a completely risk-free experience.

The Dubai Bank credit card also provides free purchase protection which entitles customers to 365-day cover on all purchases. Cardholders can also use the loan-over-the-phone facility, which provides up to 60 per cent of the credit limit with repayments in low interest monthly installments.

'In a market where credit card users are becoming increasingly sophisticated, it is important to provide them with maximum benefits and choice. The Dubai Bank Card should clearly be the first choice for making purchases, as it offers real value. Since we launched the card, the market response has been fantastic and we look forward to welcoming many more card members in the coming months,' Madan concluded.

The Dubai Bank Credit Card is available in Gold and Silver variants with an annual fee of AED 350 for Gold and AED 150 for Silver.