A bank that moves with you!

Are you a serial expat? Have you just taken your first post overseas? Or are you in the middle of a series of overseas posts and are tired of having to move banks each time you move home?

If the answer to any of the above questions is yes then you need to ensure that you are with a bank that has the services you need- no matter where you are in the world and what time of day it is with them.

Global cash

Is your bank a global bank? Do they have easily accessible branches in the country that you are in and equally importantly in the country you are soon to be heading off to?

When you arrive in the new country will the people in your bank understand your needs, have they been trained to deal with the particular requirements of expatriates or people who have homes in different countries?

Internet banking

Can you access a wide variety of services at the click of a mouse? Can your bank provide you with an internet account? You should be able to check your balance, transfer money between accounts organise payment of your bills, update and change personal details, check statements, set up or cancel direct debits and if need be stop a cheque all online.

Phone banking

If you have just moved into a new home and are in the early stages of unpacking and setting up internet connections then you may want to access your account information via telephone banking. Does your bank offer a 24/7 service so that your needs can be met when it is convenient to you not to the bank?

Sterling, Dollars, or Euro?

Does your bank offer accounts in a variety of currencies that suits how you are paid or how you like to pay your bills? Large global banks such as HSBC Bank International offer current accounts in sterling, dollar and euro to make it more convenient for those with international financial needs.

How to pay your way

Paying by cash is now a rare occurrence and we rely on our credit or debit cards. Before going away is it easy for you to check that your cards are usable in the country you are headed for? Not all debit and credit cards are universally accepted, does your bank know what to use and where?

If your bank account is tied in to one country your present bank may not understand that you will need to use your cards in another, so how do they deal with transactions that may seem out of keeping with your normal spending patterns? How easy is it for you to let your personal banking adviser know that you are on the move for a long vacation or work trip? Does one call settle all?

Be guided

Does your local bank have a range of free country guides that can help you get to grips with your new country a great deal sooner?

Make one call to settle all

Moving around abroad can bring with it many changes to the way you live. But thinking ahead and banking with an organisation such as HSBC Bank International means that the hassle factor of those changes can be minimised. Using experienced people who can give you the sort of advice that you need means no more constantly changing your bank account, PIN's, credit and debit cards, chequebooks and account numbers each time you are on the move!

Banking with HSBC International you will find that you may be moving, but your bank moves with you! HSBC has over 110 million customers worldwide in 9,800 offices in 77 countries and territories in Europe, the Asia-Pacific region, the Americas, the Middle East and Africa. Why don't you join them?

Check out our free country guides at HSBC Bank International and find all you need to know about the people, customs, sights and practical issues of the country that you are heading for.
We'll help you make most of your new life living and working abroad.