Your financial planning review

We can help you to plan for: Investments; Retirement; Protecting yourself and your family; and Tax.

Your no obligation financial planning review will take about an hour. Talk to one of our independent wealth managers about where you are now, and where you want to be. They will draw on the HSBC Group's worldwide research capabilities, and put together a tailored plan that could help you to get there.

Assess your individual situation

First, we'll look at your current circumstances, including:

• Your financial situation: your current provisions for savings, investments, retirement and protection.

• Your tax situation - including residence (the place where you currently make your home) and domicile (the place you regard as your ultimate or permanent home). We can also help with Capital Gains Tax, Inheritance Tax, estate and probate planning.

• Your attitude to risk. Are you a 'Cautious', 'Balanced' or 'Adventurous' investor? This can influence the solution we design for you Identify and understand your needs and goals.

Financial goals

Next, we'll take a look at your long, medium and short-term goals for yourself and your family.

• Do you need a regular income from your investments, or are you looking to make your capital grow? Or a combination of the two?

• Is there a gap between your current financial arrangements, and the money you will need in the future?

• How much money do you need easy and instant access to? This should be any cash that may be needed within five years - including some for unforeseen circumstances.

• Which currency would you like to invest in, and which currencies will you need in the future?

Research the marketplace

We'll draw on the local advice of the HSBC Group's people 'on the ground' in 77 countries around the world. We'll help you find everything from investments designed to be capital secured, to higher risk funds investing in specific global markets such as China or India.

We believe in the strength and quality of HSBC's investment funds. But we realise that other providers may have investments that are more suited to your needs. So we can give access to solutions from the entire marketplace. These have been rigorously selected to be, in our opinion, 'best of breed'.

Tailored solution

To provide you with a tailored financial solution
based on all the above, we'll put together tailored solutions that meet your individual personal and financial needs. We'll give you:

• A review of your individual circumstances.

• A summary of financial goals and objectives.

• Advice and recommendations.

• Details of the products and services being recommended.

• A clear outline of the benefits, risks & charges for each recommended product/service.

• Details of what happens next.

After your first review, we'll contact you regularly to make sure that our recommendations are still right for you. Your review can be by phone, e-mail, post, fax or face to face in certain countries.