HSBC loans and overdrafts

Personal Overdraft

A flexible credit limit on your Offshore Bank Account.


• Available in sterling, US dollars and euro.

• Flexible borrowing - no maximum amount.

• You only pay interest on the outstanding balance.

• No minimum monthly repayments.

• Competitive rates for customers.

• No fee for Premier customers.

• Competitive fees.

Personal Loan

A flexible loan available in a range of currencies.


• Available in most major currencies.

• Borrow up to £35,000.

• No fees for early repayment.

• Choose a repayment plan to suit you.

• Repayments debited directly from your account.

• Borrow for up to seven years.

• A quick decision on your loan.

• Arrangement fee included in APR.

Equity Release Loan

Think carefully before securing other debts against your property. Your property may be repossessed if you do not keep up repayments on your mortgage. Raise capital quickly. Unlock the value of your UK property.


• Available in sterling only.

• 2, 3 and 5 year Fixed Rate 2 year Discount Rate and Tracker Rate loans available.

• Premier customers enjoy preferential rates on Equity Release Loans.

• You can decide to overpay, which could save you money in the long run.

• No extended tie-ins: you are free to move your mortgage elsewhere at any time. with the tracker rate mortgages and, with the fixed or discount rate mortgages, once the fixed or discount rate period has expired.

• Interest calculated daily rather than annually - which is the fairest way.