BANDER FAHD MOGBIL TRADE ESTABLISHMENT

Other Miscellaneous Durable Goods Merchant Wholesalers

NAICS #42399 | This industry comprises establishments primarily engaged in the merchant wholesale distribution of durable goods (except motor vehicle and motor vehicle parts and supplies; furniture and home furnishings; lumber and other construction materials; professional and commercial equipment and supplies; metals and minerals (except petroleum); electrical goods; hardware, and plumbing and heating equipment and supplies; machinery, equipment and supplies; sporting and recreational goods and supplies; toy and hobby goods and supplies; recyclable materials; and jewelry, watches, precious stones and precious metals). Merchant wholesale distribution of automobiles and other motor vehicles, motor vehicle supplies, tires, and new and used parts--are classified in Industry Group 4231, Motor Vehicle and Motor Vehicle Parts and Supplies Merchant Wholesalers; Merchant wholesale distribution of furniture and home furnishings--are classified in Industry Group 4232, Furniture and Home Furnishing Merchant Wholesalers; Merchant wholesale distribution of lumber, plywood, millwork, wood panels, brick, stone, roofing, siding, and other nonelectrical construction materials--are classified in Industry Group 4233, Lumber and Other Construction Materials Merchant Wholesalers; Merchant wholesale distribution of photographic; office; computer and computer peripheral; medical, dental, hospital, ophthalmic; and other commercial and professional equipment and supplies--are classified in Industry Group 4234, Professional and Commercial Equipment and Supplies Merchant Wholesalers; Merchant wholesale distribution of coal and other minerals and ores and semifinished metal products--are classified in Industry Group 4235, Metal and Mineral (except Petroleum) Merchant Wholesalers; Merchant wholesale distribution of electrical goods--are classified in Industry Group 4236, Electrical and Electronic Goods Merchant Wholesalers; Merchant wholesale distribution of hardware, and plumbing, heating, air conditioning, and refrigeration equipment and supplies--are classified in Industry Group 4237, Hardware, and Plumbing and Heating Equipment and Supplies Merchant Wholesalers; Merchant wholesale distribution of construction, mining, farm, garden, industrial, service establishment, and transportation machinery, equipment and supplies--are classified in Industry Group 4238, Machinery, Equipment, and Supplies Merchant Wholesalers; Merchant wholesale distribution of sporting goods and accessories; billiard and pool supplies; sporting firearms and ammunition; and/or marine pleasure craft, equipment, and supplies--are classified in Industry 423910, Sporting and Recreational Goods and Supplies Merchant Wholesalers; Merchant wholesale distribution of toys, fireworks, playing cards, hobby goods and supplies and/or related goods--are classified in Industry 423920, Toy and Hobby Goods and Supplies Merchant Wholesalers; Merchant wholesale distribution of automotive, industrial, and other recyclable materials--are classified in Industry 423930, Recyclable Material Merchant Wholesalers; and Merchant wholesale distribution of jewelry, precious and semiprecious stones, precious metals and metal flatware, costume jewelry, watches, clocks, silverware, and/or jewelers' findings--are classified in Industry 423940, Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers.

Apparel, Piece Goods, and Notions Merchant Wholesalers

NAICS #4243 |

Other Chemical and Allied Products Merchant Wholesalers

NAICS #42469 | This industry comprises establishments primarily engaged in the merchant wholesale distribution of chemicals and allied products (except agricultural and medicinal chemicals, paints and varnishes, fireworks, and plastics materials and basic forms and shapes). Merchant wholesale distribution of ammunition--are classified in Industry Group 4239, Miscellaneous Durable Goods Merchant Wholesalers; Merchant wholesale distribution of biological and medical products; botanical drugs and herbs; and pharmaceutical products intended for internal and external consumption in such forms as ampoules, tablets, capsules, vials, ointments, powders, solutions, and suspensions--are classified in Industry 424210, Drugs and Druggists' Sundries Merchant Wholesalers; Merchant wholesale distribution of farm supplies, such as animal feeds, fertilizers, agricultural chemicals, pesticides, seeds and plant bulbs,--are classified in Industry 424910, Farm Supplies Merchant Wholesalers; Merchant wholesale distribution of paints, and varnishes and similar coatings, pigments, wallpaper, and supplies, such as paint brushes and rollers,--are classified in Industry 424950, Paint, Varnish, and Supplies Merchant Wholesalers; Merchant wholesale distribution of lubricating oils and greases--are classified in Industry 424720, Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Stations and Terminals); Merchant wholesale distribution of fireworks--are classified in Industry 423920, Toy and Hobby Goods and Supplies Merchant Wholesalers; and Merchant wholesale distribution of plastics materials and resins, and unsupported plastics film, sheet, sheeting, rod, tube, and other basic forms and shapes--are classified in Industry 424610, Plastics Materials and Basic Forms and Shapes Merchant Wholesalers.

Petroleum and Petroleum Products Merchant Wholesalers (except Bulk Stations and Terminals)

NAICS #42472 | This industry comprises establishments primarily engaged in the merchant wholesale distribution of petroleum and petroleum products (except from bulk liquid storage facilities). Establishments primarily engaged in the merchant wholesale distribution of crude petroleum and petroleum products from bulk liquid storage facilities are classified in Industry 424710, Petroleum Bulk Stations and Terminals.

Building Material and Supplies Dealers

NAICS #4441 | This industry group comprises establishments primarily engaged in retailing new building materials and supplies.

Pharmacies and Drug Stores

NAICS #44611 | This industry comprises establishments known as pharmacies and drug stores engaged in retailing prescription or nonprescription drugs and medicines. Retailing food supplement products, such as vitamins, nutrition supplements, and body enhancing supplements,--are classified in U.S. Industry 446191, Food (Health) Supplement Stores; and Retailing prescription and nonprescription drugs via electronic home shopping, mail-order, or direct sale--are classified in Subsector 454, Nonstore Retailers.

Cosmetics, Beauty Supplies, and Perfume Stores

NAICS #44612 | This industry comprises establishments known as cosmetic or perfume stores or beauty supply shops primarily engaged in retailing cosmetics, perfumes, toiletries, and personal grooming products. Providing beauty parlor services--are classified in U.S. Industry 812112, Beauty Salons; and Retailing perfumes, cosmetics, and beauty supplies via electronic home shopping, mail-order, or direct sale--are classified in Subsector 454, Nonstore Retailers.

Luggage and Leather Goods Stores

NAICS #44832 | This industry comprises establishments known as luggage and leather goods stores primarily engaged in retailing new luggage, briefcases, trunks, or these new products in combination with a general line of leather items (except leather apparel), such as belts, gloves, and handbags. Retailing luggage and leather goods via electronic home shopping, mail-order, or direct sale--are classified in Subsector 454, Nonstore Retailers; Retailing used luggage and leather goods--are classified in Industry 453310, Used Merchandise Stores; Retailing single or combination lines of new clothing accessories (e.g., gloves, handbags, or leather belts)--are classified in Industry 448150, Clothing Accessories Stores; and Retailing new leather coats--are classified in Industry 448190, Other Clothing Stores.

All Other General Merchandise Stores

NAICS #45299 | This industry comprises establishments primarily engaged in retailing new goods in general merchandise stores (except department stores, warehouse clubs, superstores, and supercenters). These establishments retail a general line of new merchandise, such as apparel, automotive parts, dry goods, hardware, groceries, housewares or home furnishings, and other lines in limited amounts, with none of the lines predominating. Retailing general lines of merchandise via electronic home shopping, mail-order, or direct sale--are classified in Subsector 454, Nonstore Retailers; Retailing automotive parts--are classified in Industry 441310, Automotive Parts and Accessories Stores; Retailing merchandise in department stores--are classified in U.S. Industry 452111, Department Stores (except Discount Department Stores); Retailing merchandise in warehouse clubs, superstores, or supercenters--are classified in Industry 452910, Warehouse Clubs and Supercenters; Retailing merchandise in catalogue showrooms of mail-order houses--are classified in U.S. Industry 454113, Mail-Order Houses; Retailing a general line of new hardware items, known as hardware stores,--are classified in Industry 444130, Hardware Stores; Retailing a general line of new home repair and improvement materials and supplies, known as home centers,--are classified in Industry 444110, Home Centers; and Retailing used merchandise--are classified in Industry 453310, Used Merchandise Stores.

Finance and Insurance

NAICS #52 | The Sector as a Whole

The Finance and Insurance sector comprises establishments primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified:

1. Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale, and risk. This activity is known as financial intermediation.

2. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment.

3. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs.

In addition, monetary authorities charged with monetary control are included in this sector.

The subsectors, industry groups, and industries within the NAICS Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities.

Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. These units are the equivalents for finance and insurance of the establishments defined for other industries.

The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The classification defines activities broadly enough that it can be used both by those classifying by location and by those employing a more top-down approach to the delineation of the establishment.

Establishments engaged in activities that facilitate, or are otherwise related to, the various types of intermediation have been included in individual subsectors, rather than in a separate subsector dedicated to services alone because these services are performed by intermediaries, as well as by specialist establishments, the extent to which the activity of the intermediaries can be separately identified is not clear.

The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, change in ownership of financial assets; or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors' accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector.

Legal entities that hold portfolios of assets on behalf of others are significant and data on them are required for a variety of purposes. Thus for NAICS, these funds, trusts, and other financial vehicles are the fifth subsector of the Finance and Insurance sector. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities.

Offices of Real Estate Agents and Brokers

NAICS #5312 |