ABA AL-KEEL MUHAMMAD ESTABLISHMENT FOR CONSULTATION

Industry Classifications - NAICS

• » Highway, Street, and Bridge Construction

• » Home Furnishing Merchant Wholesalers

• » Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers

• » Wholesale Trade Agents and Brokers

• » Household Appliance Stores

• » Outdoor Power Equipment Stores

• » Finance and Insurance

• » Offices of Real Estate Agents and Brokers

• » Engineering Services

• » Services to Buildings and Dwellings

• » Computer and Office Machine Repair and Maintenance

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Highway, Street, and Bridge Construction

NAICS # 2373 |

Home Furnishing Merchant Wholesalers

NAICS # 42322 | This industry comprises establishments primarily engaged in the merchant wholesale distribution of home furnishings and/or housewares. Merchant wholesale distribution of electrical household-type goods--are classified in Industry 423620, Electrical and Electronic Appliance, Television, and Radio Set Merchant Wholesalers; and Merchant wholesale distribution of precious metal flatware--are classified in Industry 423940, Jewelry, Watch, Precious Stone, and Precious Metal Merchant Wholesalers.

Electrical Apparatus and Equipment, Wiring Supplies, and Related Equipment Merchant Wholesalers

NAICS # 42361 | This industry comprises establishments primarily engaged in the merchant wholesale distribution of electrical construction materials; wiring supplies; electric light fixtures; light bulbs; and/or electrical power equipment for the generation, transmission, distribution, or control of electric energy.

Wholesale Trade Agents and Brokers

NAICS # 42512 | This industry comprises wholesale trade agents and brokers acting on behalf of buyers or sellers in the wholesale distribution of goods. Agents and brokers do not take title to the goods being sold but rather receive a commission or fee for their service. Agents and brokers for all durable and nondurable goods are included in this industry. Establishments acting in the capacity of agents or brokers that operate using the Internet or other electronic means instead of a sales force are classified in Industry 425110, Business to Business Electronic Markets.

Household Appliance Stores

NAICS # 443111 | This U.S. industry comprises establishments known as appliance stores primarily engaged in retailing an array of new household appliances, such as refrigerators, dishwashers, ovens, irons, coffeemakers, hair dryers, electric razors, room air-conditioners, microwave ovens, sewing machines, and vacuum cleaners, or retailing new appliances in combination with appliance repair services. Retailing household appliances via electronic home shopping, mail-order, or direct sale--are classified in Subsector 454, Nonstore Retailers; Retailing new sewing machines in combination with selling new sewing supplies, fabrics, patterns, yarns, and other needlework accessories--are classified in Industry 451130, Sewing, Needlework, and Piece Goods Stores; Providing household-type appliance repair services without retailing new appliances--are classified in U.S. Industry 811412, Appliance Repair and Maintenance; and Retailing used appliances--are classified in Industry 453310, Used Merchandise Stores.

Outdoor Power Equipment Stores

NAICS # 44421 | This industry comprises establishments primarily engaged in retailing new outdoor power equipment or retailing new outdoor power equipment in combination with activities, such as repair services and selling replacement parts. Retailing outdoor power equipment via electronic home shopping, mail-order, or direct sale--are classified in Subsector 454, Nonstore Retailers; Providing outdoor power equipment repair services without retailing new outdoor power equipment--are classified in U.S. Industry 811411, Home and Garden Equipment Repair and Maintenance; and Retailing used outdoor power equipment--are classified in Industry 453310, Used Merchandise Stores.

Finance and Insurance

NAICS # 52 | The Sector as a Whole

The Finance and Insurance sector comprises establishments primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified:

1. Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale, and risk. This activity is known as financial intermediation.

2. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment.

3. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs.

In addition, monetary authorities charged with monetary control are included in this sector.

The subsectors, industry groups, and industries within the NAICS Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities.

Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. These units are the equivalents for finance and insurance of the establishments defined for other industries.

The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The classification defines activities broadly enough that it can be used both by those classifying by location and by those employing a more top-down approach to the delineation of the establishment.

Establishments engaged in activities that facilitate, or are otherwise related to, the various types of intermediation have been included in individual subsectors, rather than in a separate subsector dedicated to services alone because these services are performed by intermediaries, as well as by specialist establishments, the extent to which the activity of the intermediaries can be separately identified is not clear.

The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, change in ownership of financial assets; or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors' accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector.

Legal entities that hold portfolios of assets on behalf of others are significant and data on them are required for a variety of purposes. Thus for NAICS, these funds, trusts, and other financial vehicles are the fifth subsector of the Finance and Insurance sector. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities.

Offices of Real Estate Agents and Brokers

NAICS # 5312 |

Engineering Services

NAICS # 54133 | This industry comprises establishments primarily engaged in applying physical laws and principles of engineering in the design, development, and utilization of machines, materials, instruments, structures, processes, and systems. The assignments undertaken by these establishments may involve any of the following activities: provision of advice, preparation of feasibility studies, preparation of preliminary and final plans and designs, provision of technical services during the construction or installation phase, inspection and evaluation of engineering projects, and related services. Planning and designing computer systems that integrate computer hardware, software, and communication technologies--are classified in U.S. Industry 541512, Computer Systems Design Services; Performing surveying and mapping services of the surface of the earth, including the sea floor,--are classified in Industry 541370, Surveying and Mapping (except Geophysical) Services; Gathering, interpreting, and mapping geophysical data--are classified in Industry 541360, Geophysical Surveying and Mapping Services; Creating and developing designs and specifications that optimize the use, value, and appearance of products--are classified in Industry 541420, Industrial Design Services; Providing advice and assistance to others on environmental issues, such as the control of environmental contamination from pollutants, toxic substances, and hazardous materials-- are classified in Industry 541620, Environmental Consulting Services; and Both the design and construction of buildings, highways, and other structures or in managing construction projects--are classified in Sector 23, Construction, according to the type of project.

Services to Buildings and Dwellings

NAICS # 5617 |

Computer and Office Machine Repair and Maintenance

NAICS # 811212 | This U.S. industry comprises establishments primarily engaged in repairing and maintaining computers and office machines without retailing new computers and office machines, such as photocopying machines; and computer terminals, storage devices, printers; and CD-ROM drives. Retailing new computers and computer peripherals and also providing repair services--are classified in Industry 443120, Computer and Software Stores; and Repairing and servicing fax machines--are classified in Industry 811213, Communication Equipment Repair and Maintenance.

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