The Dubai Financial Market General Index lost two per cent to close at 3,123.26 points on Monday, December 16. Profit taking is a normal occurrence at the end of the season as fund managers aim to secure their returns which are high in the case of Dubai as the DFMGI surged over 90 per cent since Jan. 1 2013. Retail investors, on the other, liquidate their positions as they need money for booking year-end holidays, for buying Christmas presents or in order to settle outstanding fees or fines. Shares dived across the board, with Emaar losing 3.52 per cent at Dhs7.12. National Industries Group lost the most, finishing off 9.78 per cent at Dhs14.30. Islamic bank Ajmanbank gained 2.10 per cent to reach Dhs2.43.